Independent mortgage and protection adviser.
Clear advice for life's next move.
How Our Mortgage Advice Process Works
Initial mortgage consultation
We start with a friendly conversation to understand your goals, needs and circumstances
Whole-of-market search
We search thousands of mortgage options across the whole market to find the right fit for you
Decision and support to completion
We’ll guide you through your options, handle the paperwork and stay with you every step of the way
Whole-of-market mortgages for first-time buyers, home movers, remortgages and buy-to-let investors. Support from application to completion.
As a dedicated whole of market mortgage and protection adviser, we specialise in helping home buyers secure the best mortgage deals tailored to their unique financial situation. Whether you're a first-time buyer, remortgaging, or looking to protect your family with life insurance, critical illness cover, or income protection, we provide expert guidance every step of the way. Benefit from personalised mortgage advice, and protection strategies designed to safeguard your future. Contact us today to start your journey toward financial security and home ownership.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We offer mortgages from across the whole market, subject to any limitations explained to you before we proceed. We charge a fee for mortgage advice, payable on application, which will be explained and agreed with you before you proceed. We may also receive commission from the lender when your mortgage completes. Where applicable, any lender commission and how this relates to our advice fee will be explained to you before you proceed.
Find out more about how much you could borrow
Want to understand what you could realistically afford before you start looking at properties? We'll review your circumstances and help you understand your mortgage options.
By submitting this form or providing your contact details, you explicitly consent to Matthew Bugden Mortgages contacting you via phone, email, or SMS regarding mortgage advice, products, or services. Your consent is voluntary, and you may withdraw it at any time by contacting us at matthew@mb-mortgages.co.uk. We will process your personal data in accordance with our Privacy Policy, and only for the purposes of providing regulated mortgage services.
-
We provide independent mortgage advice, helping you find the most suitable mortgage for your circumstances. We also advise on protection, including life insurance, critical illness cover and income protection.
-
We work with first-time buyers, home movers, those looking to remortgage, landlords buying or refinancing buy-to-let properties, and clients needing protection advice.
-
We start with an initial conversation to understand your goals and finances. From there, we research suitable lenders, recommend a mortgage, support your application, and stay involved right through to completion.
-
Absolutely. We guide you through every step, from affordability and deposits to lender criteria and jargon, making the process as straightforward and stress-free as possible.
-
Yes. We regularly help clients who are self-employed, have multiple income streams, contract work, or complex circumstances.
-
A mortgage adviser can save you time, help you understand different lender criteria, compare suitable mortgage options and support you through the application process.
-
We advise on life insurance, critical illness cover and income protection to help ensure your home and loved ones are financially protected if the unexpected happens.
-
Timescales vary depending on the lender, property and circumstances, but we’ll keep you informed at every stage and help move things along wherever possible.
-
Simply get in touch for an initial conversation. There’s no pressure—just clear guidance to help you understand your options and next steps.