Protecting What Matters Most
Your home isn’t just a place—it’s where memories are made and futures are built. That’s why it’s so important to make sure you and your family are protected if life takes an unexpected turn.
We’ll take the time to understand what matters most to you and gently guide you through your options, from life cover to income protection. Our aim is to give you confidence and reassurance, not confusion, by helping you put the right safety net in place.
With the right protection, you can enjoy your home knowing that, whatever happens, the people and things you care about most are looked after.
Looking to protect your family with life insurance, critical illness cover, or income protection? We provide expert guidance every step of the way.
Life Insurance/ Assurance
Provides a lump sum payment or regular payments to you or your beneficiaries upon your death, which can be used to pay off a remaining mortgage balance or provide financial support for dependents.
Critical Illness Cover (CIC):
Offers a tax-free lump sum if you are diagnosed with a specific serious illness listed in the policy, helping to cover medical costs, lifestyle adjustments, or mortgage payments during recovery.
Income Protection Insurance (IPI)
(also known as Sickness and Unemployment Insurance): Pays out a regular income if you are unable to work due to sickness or involuntary unemployment, ensuring you can maintain your mortgage payments and standard of living.
Mortgage Payment Protection
(MPPI) A specific type of policy designed to cover monthly mortgage payments for a set period (usually 12-24 months) if you lose your job or become unable to work due to accident or sickness.