Your credit history doesn't necessarily define your future.

A less-than-perfect credit history can make getting a mortgage feel difficult, but it doesn't automatically mean that home ownership is out of reach.

At MB Mortgages, I'll look at your individual circumstances and help you understand what mortgage options may be available.

Every situation is different

You may have experienced:

• Missed or late payments

• Defaults

• County Court Judgements

• Previous financial difficulties

• Credit card or loan problems

• A period of unemployment

• A previous mortgage issue

The impact of these circumstances can depend on factors such as when they happened, their severity and your current financial

Your property may be repossessed if you do not keep up repayments on your mortgage.