Expert Independent Mortgage Advice - Built Around You
Whole-of-market mortgages for first-time buyers, home movers, remortgages and buy-to-let investors. Support from application to completion.
As dedicated whole of market mortgage and protection advisers, we specialise in helping homebuyers secure the best mortgage deals tailored to their unique financial situation. Whether you're a first-time buyer, remortgaging, or looking to protect your family with life insurance, critical illness cover, or income protection, we provide expert guidance every step of the way. Benefit from personalized mortgage advice, and protection strategies designed to safeguard your future. Contact us today to start your journey toward financial security and homeownership.
Start your journey with us
Free initial consultation
Whole-of-market search
Decision & support to completion
Your home may be repossessed if you do not keep up repayments on your mortgage.
We offer mortgages from the whole market. We charge a fee for mortgage advice payable on completion of the mortgage. We may receive a commission from the lender upon completion of your mortgage.
Get a tailored affordability check
Would you like to find out more about how we can help you on your mortgage journey? Then please get in touch. We can’t wait to hear from you!
By submitting this form or providing your contact details, you explicitly consent to Matthew Bugden Mortgages contacting you via phone, email, or SMS regarding mortgage advice, products, or services. Your consent is voluntary, and you may withdraw it at any time by contacting us at matthew@mb-mortgages.co.uk. We will process your personal data in accordance with our Privacy Policy, and only for the purposes of providing regulated mortgage services.
Frequently Asked Questions
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We provide independent mortgage advice, helping you find the most suitable mortgage for your circumstances. We also advise on protection, including life insurance, critical illness cover and income protection.
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We work with first-time buyers, home movers, those looking to remortgage, landlords buying or refinancing buy-to-let properties, and clients needing protection advice.
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We start with an initial conversation to understand your goals and finances. From there, we research suitable lenders, recommend a mortgage, support your application, and stay involved right through to completion.
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This depends on the type of mortgage and your circumstances. Any fees will always be explained clearly and agreed with you before you proceed—no surprises.
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Absolutely. We guide you through every step, from affordability and deposits to lender criteria and jargon, making the process as straightforward and stress-free as possible.
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Yes. We regularly help clients who are self-employed, have multiple income streams, contract work, or complex circumstances.
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A mortgage adviser saves you time, compares a wide range of lenders, understands changing criteria, and manages the application process—often improving your chances of success.
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We advise on life insurance, critical illness cover and income protection to help ensure your home and loved ones are financially protected if the unexpected happens.
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Timescales vary depending on the lender, property and circumstances, but we’ll keep you informed at every stage and help move things along wherever possible.
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Simply get in touch for an initial conversation. There’s no pressure—just clear guidance to help you understand your options and next steps.